1. Acceptance of Terms
By accessing and using the website Physician Merchant Services, you agree to be bound by these Terms of Service. These terms govern your use of our physician-focused merchant services, including but not limited to medical credit card processing, EMR integrated payment systems, and HIPAA compliant payment processing tools. If you do not agree with any part of these terms, please refrain from using our site and services.
2. Services Overview
Physician Merchant Services offers tailored payment solutions to healthcare professionals, including:
Secure and compliant credit card processing for doctors
Doctor office payment solutions that integrate with EMR and practice management systems
Access to healthcare merchant accounts
Tools for low cost medical payment processing and secure patient billing
We reserve the right to add, modify, or discontinue any features of our services at our sole discretion, with or without notice.
3. Eligibility
Our services are intended solely for licensed medical professionals and registered healthcare practices. By using our site, you affirm that:
You are at least 18 years old
You are authorized to act on behalf of your medical practice
You comply with applicable laws and healthcare regulations
4. Data Privacy and Security
Your use of our services is subject to our Privacy Policy and Cookie Settings. We are committed to protecting your sensitive data through industry-standard encryption and security measures, ensuring HIPAA compliant payment processing and secure medical transactions.
We do not sell or share your personal or practice information with third parties except as outlined in our privacy policy.
5. User Responsibilities
When using our platform, you agree:
Not to misuse or interfere with the platform’s operation
To provide accurate, complete information during signup and throughout use
To maintain the confidentiality of login credentials for your healthcare merchant account
To use the system only for lawful, medically-related financial transactions
Any misuse, fraud, or abuse of the services may result in immediate suspension or termination.
6. Payment Terms
All fees, if any, related to physician merchant services, EMR integrated payment systems, or medical credit card processing solutions will be communicated transparently during onboarding. Payments are processed through secure gateways and may be subject to third-party terms.
You agree to pay all applicable fees in accordance with your selected plan or agreement.
7. Intellectual Property
All content on this website—including logos, text, graphics, and software—are the intellectual property of Physician Merchant Services or its partners. Unauthorized use, reproduction, or distribution is strictly prohibited.
8. Third-Party Links
Our website may contain links to third-party services or EMR platforms. We are not responsible for the content, privacy practices, or service availability of these third parties.
9. Disclaimers
Physician Merchant Services provides payment processing tools and does not offer legal, tax, or medical billing advice. We make no warranties—express or implied—regarding uptime, system performance, or fitness for a particular purpose.
Use of our services is at your own risk.
10. Limitation of Liability
To the maximum extent permitted by law, Physician Merchant Services shall not be liable for any indirect, incidental, or consequential damages arising from the use of our site or services—including but not limited to service disruptions, data loss, or transaction errors.
11. Termination
We reserve the right to terminate or suspend your access to our services at any time, with or without cause. Violations of these terms, especially relating to misuse of secure medical transactions, may result in immediate account deactivation.
12. Governing Law
These Terms of Service are governed by the laws of the United States and the state in which the service is provided. Any disputes shall be resolved through binding arbitration or in a court of competent jurisdiction.
13. Changes to Terms
We may update these Terms of Service periodically. Any changes will be posted on this page with an updated effective date. Continued use of the website constitutes acceptance of those changes.
14. Contact Us
For questions about these Terms of Service or our payment solutions for physicians, please contact:
Physician Merchant Services
Email: [email protected]
Phone: (828) 483-5565